Jewelry Insurance
Don’t let loss, theft, or damage take the sparkle out of your most treasured pieces. Our jewelry insurance specialists make it simple and secure to protect what matters most—so you can wear your valuables with confidence every day.
What is Jewelry Insurance?
Jewelry insurance is a type of personal property coverage that protects valuable items like rings, necklaces, bracelets, watches, and other precious pieces against risks such as loss, theft, or accidental damage. This coverage can be added as a rider to a homeowners or renters insurance policy, often referred to as a scheduled personal property endorsement, or obtained through a separate, stand-alone jewelry insurance policy. Stand-alone policies typically offer more comprehensive protection, including coverage for mysterious disappearance or damage during travel. Jewelry insurance usually reimburses the insured for either the agreed value or the cost to repair or replace the item, and many policies allow you to work with your preferred jeweler. With affordable premiums—often just a small percentage of the item's value—jewelry insurance provides peace of mind that your treasured possessions are financially protected.
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